Other Services
In assisting with your mortgage application, it would be negligent of your adviser not to at least offer you other products which not only ' wrap around ' your mortgage to protect it, but other products which protect you and your family outside the mortgage:
Life insurance:
'level term' for interest only mortgages (lump sum)
'decreasing term' for repayment mortgages (lump sum)
'family income benefit' (income for family on death)
Critical illness insurance (paying out on diagnosis of cancer, stroke etc.)
Income protection insurance (to look after you when your income dries up due to an accident, illness or redundancy)
Buildings and contents insurance (Buildings cover being a lender requirement.)
Other services offered include commercial mortgages*, secured loans*, overseas and corporate mortgages* and will writing*.
*
These products / services are not regulated by the Financial Services Authority.